Magalhães Insurance Agency
Magalhães Insurance Agency
Magalhães Insurance Agency

Ana V. Magalhães
Licensed in Life & Health


Insurance is for The Living!
Life Insurance is not about Death! 
It is about Life!
Share Life!


Medicare

 is a federal health insurance program 


1 - Coverage for seniors and disabled individual
2 - Access to health care improved to the beneficiaries
3 - Financial and health security to millions
 4 - Affordability for at least basic health care

Medicare does not cover funeral expenses. 

Social Security's death benefit is a mere $255



Funeral Expenses 

is a type of life insurance 

It provides guaranteed death benefit

The value of the policy can be used for: 

1 - Funeral, cremation or burial costs
2 - Outstanding medical bills
3 - Credit card or other debt 
 4 - Other end-of-life expenses

The advantages of a life policy are:

1 - Financial protection - prevents your loved one from using savings
2 - Flexibility - choice between term & whole-life policies
 3 - Timely coverage can start on day one
4 - Peace of mind - planning in advance avoids unpleasant surprises